Dataset on the Investment Preferences of Generation Z in Jakarta toward Digital Investment Instruments
Abstract
This dataset was collected and analyzed as part of the research project entitled "Exploring the Relationship Between Digital Investment Choices and Personal Financial Accounting Literacy among Jakarta’s Generation Z." The data include questionnaire responses and related materials used in the study.
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Appendix The following questionnaire items were used to measure the construction of Digital Investment Preferences and Personal Financial Accounting Literacy, using a 5-point Likert scale (1 = Strongly Disagree, 5 = Strongly Agree), unless otherwise stated. A.1. Digital Investment Preferences Online Mutual Funds (XRT) • XRT1: I understand how online mutual funds work. • XRT2: I believe online mutual funds carry relatively low risk. • XRT3: I am interested in investing in online mutual funds because the initial capital required is small. Cryptocurrency (XCT) • XCT1: I believe crypto is a promising investment. • XCT2: I am aware that the value of crypto assets is highly volatile. • XCT3: I understand the high risks associated with crypto investments. Digital Gold (XET) • XET1: I believe digital gold is a stable form of investment. • XET2: I am interested in digital gold investment because it can be purchased in small denominations. • XET3: I view digital gold as a hedge against inflation. Digital Deposits (XDT) • XDT1: I am aware that digital deposits offer fixed interest. • XDT2: I am interested in digital deposits because they are relatively safe. • XDT3: I prefer digital deposits over other digital investment instruments because they are more certain. A.2. Personal Financial Accounting Understanding Personal Financial Accounting Literacy (YT) • YT1: I regularly record all of my income and expenses. • YT2: I can prepare a monthly financial budget properly. • YT3: I understand basic accounting concepts such as assets, liabilities, and equity. • YT4: I can calculate the gains or losses from my investments. • YT5: I prepare personal financial reports periodically. • YT6: I understand the importance of preparing a personal cash flow statement. • YT7: I use financial information to make investment decisions. • YT8: I can evaluate my personal financial performance based on financial reports. • YT9: I trust data-driven decisions more than intuition when managing m